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When to Report a Claim? Immediately!

By May 15, 2018March 11th, 2019No Comments

A claim is an insurance policy’s “moment of truth.” When an event happens that causes bodily injury or property damage to a client or guest, you might be fearful that if you report the claim to your insurance carrier, they may increase your rates or even cancel your policy.

Claims handling is our service to you. Reporting claims early:
– Relieves spoliation of evidence claims down the road.
– Helps us protect you! Some incidents, such as those involving minors, may not result in a claim until years later. By then    it may be difficult to defend because evidence is lost and witnesses have disappeared. Reporting early on helps us gather   evidence and witness testimony.
– Avoids a possible denial in coverage. Your policy requires timely reporting of any incident that MAY result in a claim.         Erring on the side of over reporting helps to ensure your coverage is not denied due to the late reporting of an event.

Reporting incidents promptly demonstrates that you are prepared in case any further damages unfold.

At Insurance United, we are proud of our claims team’s expertise and their adept nature of service–it’s one of the factors that sets us apart in the marketplace. Our employees handle service claims with great priority, and with the team’s average of 18 years of experience, you can count on us to help when you need it most. Handling claims is our expertise.

Claims can be reported 24 hours a day, 7 days a week, 365 days a year.

Toll Free: 855-570-2797
Fax: 602-388-8110